Loan Products

BUSINESS LOANS

Security Bank has a long history of investing in the growth and development of our local communities through our extensive commercial lending. We are eager to meet your business lending needs with a wide variety of programs to help your business thrive.

• Business Real Estate Loans
• Equipment and Inventory Purchases
• Mergers and Acquisitions
• Revolving Lines of Credit
• Letters of Credit
• Municipal Loans
• Creative Financing
• Land Contracts
• Assignments
• SBA Loans: Types of loans available through SBA include:

Low Doc Loans have a simplified/streamlined application process to facilitate loan requests of $150,000 or less for companies needing to purchase inventory or equipment or who are in need of additional working capital.

Government Guaranteed 7A Loans are typically for requests greater than $150,000 for the purchase of inventory, equipment, or other assets along with working capital.

504 Development Loans featuring long term fixed rate financing generally require a 10% down payment, and are used for the acquisition of long term real estate or for equipment purchases.

AGRICULTURAL LOANS

Security Bank has a long history of investing in the growth and development of our local communities through our extensive agricultural lending. We are eager to meet your lending needs with a wide variety of agricultural loan programs.

• Agricultural Real Estate Loans

• Livestock and Equipment Loans

• Revolving Lines of Credit

• Creative Financing 

  Security Bank’s skilled commercial lenders live and work in the area and thoroughly understand the local economy. We look forward to discussing your present and future commercial financing needs.