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What to expect after you have decided to get a loan from us

In order to further process your loan application, we may require the following items:

      Personal and consumer mortgage applications

  • A copy of your two most recent pay stubs for all borrowers
  • A copy of your previous two years federal income tax
  • A copy of your previous two bank statements on all accounts used as assets
  • A copy of your homeowners insurance, or premium amount & agent phone number
  • A copy of your most current real estate taxes
  • Most recent copies of your IRA, 401K, or other funds claimed as assets
  • Copies of driver license for all borrowers
  • Abstract of Title or Title Insurance Information

      Business loan applications

  • Most recent personal financial statement
  • Copy of the last two years of your personal federal income taxes
  • Copy of the last three years business federal income taxes and financial statements
  • Business projections


Are you wondering what your payment would be or how the difference in term and rate would affect your loan? Try our Loan Calculator.